Fee Schedule

| Common Features The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account | |
|---|---|
| Check Printing | Fee depends on style and quantity of check order |
| Replace Lost Debit Card | $10.00 |
| Hot Card Fee (charge to capture lost or stolen card) | $15.00 |
| Counter Checks | $.50 per check |
| Cashier's Checks | $2.00 |
| Cashier's Checks (non-customer) | $5.00 |
| Closed Account Fee (if closed within the first 90 days) | $25.00 |
| Dormant Account Fee An account is dormant if for one year you have made no deposits or withdrawls to the account | $5.00 |
| Two Signature Required Accounts | $5.00 per month |
| Missing Signature Notification | Additional $5.00 per month |
| Garnishment and Levies | $25.00 |
| Overdraft - Each Overdraft Paid The catagories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means. | $25.00 |
| Maximum Daily Overdraft Fee Limit | $100.00 |
| Minimum Overdraft Amount Subject of Overdraft Charge | $10.00 |
| Nonsufficient Funds (NSF) - Each | $25.00 |
| Account Activity Printout | $2.00 |
| Balance Inquiry by Telephone | $1.00 |
| Account Research | $20.00 per hour, $15.00 Minimum |
| per copy | $1.00 |
| Account Balancing Assistance | $15.00 per hour, $10.00 Minimum |
| Stop Payments - Each | $15.00 |
| Lost Passbooks | $10.00 |
| Domestic Wire Transfers | $25.00 |
| Foreign Wire Transfers (in foreign dollars) | $40.00 |
| Foreign Wire Transfers (in US dollars) | $70.00 |
| Escrow Amounts | |
| Initiation Fee | $100.00 |
| Monthly Pay | $120.00 per year or $10.00 per month |
| Yearly Pay | $100.00 |
We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.









