Services

ATM Service

We offer 7 ATM machines for your convenience. The main bank in Dieterich has an ATM located at the Dieterich Country Food Mart along Route 33. There are on-site ATM machines located at the National Trail, Newton, Lake Sara, and Effingham locations.  In addition, we have ATM machines located at the Effingham County Government Center and Parklanes bowling alley in Newton.

Safe Deposit Boxes

A safe deposit box can provide protection for your valuables for just pennies a day. We offer safe deposit boxes at our Dieterich, National Trail, Newton, and Effingham locations.

Telephone Banking

Telebank is our full featured telephone banking system that offers access to your accounts from anywhere, anytime, with any touch tone phone.

1-877-245-2265, toll free, or
217-925-5910, local

SHAZAMChek Debit Card

You can have 24 hour access to your checking account anywhere you go with SHAZAMChek. Use it to get cash at an ATM or to make purchases at stores, restaurants or hotels. Make purchases without the usual check approval hassle.

Overdraft Protection

Protect your checking account from overdraft charges by setting up a savings account with automatic overdraft transfers or setting up a Ready Reserve Line of Credit. Ask one of our staff for details.

Automatic Funds Transfers

You can have a set amount of money transferred from one account to another within the bank on a regular basis for no charge. For example, transfer money to your Christmas Club account each week after payday. You can also have the interest on your Certificates of Deposit transferred to your checking account.